Finodo

bunq easyBank Personal

bunq

Online account opening in 5 minutes

Up to 4,01 % interest rate

more

3.99 €

Monthly fee

3.99 €

Monthly fee

Highlights

Online account opening in 5 minutes

You can open your account online in about 5 minutes. No paperwork and completely digital.
Up to 4,01 % interest rate

Set up an additional savings account for free and earn up to 4,01 % interest on your savings. The interest can be paid out weekly.

bunq easyBank Personal

bunq

Online account opening in 5 minutes

Up to 4,01 % interest rate

more

3.99 €

Monthly fee

3.99 €

Monthly fee

Smart Girokonto

C24

Free bank account with Mastercard included

Interest up to € 50,000

Withdraw money free of charge worldwide

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0.00 €

Monthly fee

0.00 €

Monthly fee

7.49 %

Overdraft interest p.a.

7.49 %

Overdraft interest p.a.

Highlights

Free bank account with Mastercard included

With the C24 Smart Account, you receive a free current account that includes a Mastercard as a worldwide means of payment. With the Mastercard, you receive 2.5 % cashback on every payment.
Interest up to € 50,000

You earn interest on the money in your account. The current interest rate is 2.5% p.a. and the interest-bearing balance is limited to €50,000. The interest is paid out quarterly.
Withdraw money free of charge worldwide

The account allows you to withdraw money from ATMs worldwide free of charge.

Smart Girokonto

C24

Free bank account with Mastercard included

Interest up to € 50,000

Withdraw money free of charge worldwide

more

7.49 %

Overdraft interest p.a.

7.49 %

Overdraft interest p.a.

BestGiro

Santander

Your bank account without fees

75 euro bonus

Free credit card included

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0.00 €

Monthly fee

0.00 €

Monthly fee

15.80 %

Overdraft interest p.a.

15.80 %

Overdraft interest p.a.

Highlights

Your bank account without fees

There are no hidden costs with Santander BestGiro. It also includes a free account switching service and free real-time transfer.
75 euro bonus

Get your 75 euro welcome bonus when you open your account.
Free credit card included

If you wish, you can receive a free credit card with your account.

BestGiro

Santander

Your bank account without fees

75 euro bonus

Free credit card included

more

15.80 %

Overdraft interest p.a.

15.80 %

Overdraft interest p.a.

Online-Konto

TARGOBANK

Free of charge from 600 euros monthly cash inflow

Free online bank transfers

Banking app included

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0.00 €

Monthly fee from

0.00 €

Monthly fee from

8.16 %

Overdraft interest p.a.

8.16 %

Overdraft interest p.a.

Highlights

Free of charge from 600 euros monthly cash inflow

The account fee is waived if you have at least 600 euros in incoming money on your account per month. Otherwise, monthly account fees of 3.95 euros apply.
Free online bank transfers

Within Germany, standing orders and online transfers are free of charge.
Banking app included

Keep a full overview of your finances with the TARGOBANK banking app.

Online-Konto

TARGOBANK

Free of charge from 600 euros monthly cash inflow

Free online bank transfers

Banking app included

more

0.00 €

Monthly fee from

0.00 €

Monthly fee from

8.16 %

Overdraft interest p.a.

8.16 %

Overdraft interest p.a.

Girokonto

1822MOBILE

Free of charge from 0.01 euros monthly cash receipt

Online account opening in 8 minutes

Optional Sparkassen-Card

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0.00 €

Monthly fee from

0.00 €

Monthly fee from

11.48 %

Overdraft interest p.a.

11.48 %

Overdraft interest p.a.

Highlights

Free of charge from 0.01 euros monthly cash receipt

The account fee is waived from a monthly cash inflow of 0.01 euros. Otherwise monthly account fees of 1.90 euros will be charged.
Online account opening in 8 minutes

You can open your account online in about 8 minutes. No paperwork and completely digital.
Optional Sparkassen-Card

For 0.50 euros a month, you get a Sparkassen Card for your account. You can also link this to Apple Pay and enjoy mobile payment from your phone.

Girokonto

1822MOBILE

Free of charge from 0.01 euros monthly cash receipt

Online account opening in 8 minutes

Optional Sparkassen-Card

more

0.00 €

Monthly fee from

0.00 €

Monthly fee from

11.48 %

Overdraft interest p.a.

11.48 %

Overdraft interest p.a.

Giro plus

Postbank

Full overview of your finances

Mobile Payment

Free securities deposit

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5.90 €

Monthly fee

5.90 €

Monthly fee

12.15 %

Overdraft interest p.a.

12.15 %

Overdraft interest p.a.

Highlights

Full overview of your finances

With the Postbank app you have access to your account at any time and any place. This gives you a complete overview of your finances.
Mobile Payment

You can easily pay with Google Pay or your MasterCard.
Free securities deposit

In addition to your account, you will receive a securities account with free securities account management.

Giro plus

Postbank

Full overview of your finances

Mobile Payment

Free securities deposit

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5.90 €

Monthly fee

5.90 €

Monthly fee

12.15 %

Overdraft interest p.a.

12.15 %

Overdraft interest p.a.

Essential inkl. optionaler Girocard

Consorsbank

Free account management possible

Mobile payment worldwide

Free Visa Card Debit

more

0.00 €

Monthly fee from

0.00 €

Monthly fee from

11.75 %

Overdraft interest p.a.

11.75 %

Overdraft interest p.a.

Highlights

Free account management possible

The account fee is waived if you are under 28 years of age or have at least 700 euros of incoming money on your account per month. Otherwise, monthly account fees of 4.00 euros apply.
Mobile payment worldwide

You can link the account to your smartphone, smartwatch or card and make contactless payments.
Free Visa Card Debit

You receive a free Visa Card with your account. With this card you can withdraw free of charge in the entire European Economic Area for withdrawals of 50 euros or more.

Essential inkl. optionaler Girocard

Consorsbank

Free account management possible

Mobile payment worldwide

Free Visa Card Debit

more

0.00 €

Monthly fee from

0.00 €

Monthly fee from

11.75 %

Overdraft interest p.a.

11.75 %

Overdraft interest p.a.

Top-Girokonto

norisbank

Free account management possible

Cashless payment worldwide

Free mobile banking app

more

0.00 €

Monthly fee from

0.00 €

Monthly fee from

12.35 %

Overdraft interest p.a.

12.35 %

Overdraft interest p.a.

Highlights

Free account management possible

The account fee is waived if you are under 21 years old or have at least 500 euros of incoming money on your account per month. Otherwise, monthly account fees of 3.90 euros apply.
Cashless payment worldwide

If you get a Mastercard or Maestro Card in addition to your account, you can make cashless payments worldwide.
Free mobile banking app

Keep full track of your spending with the free mobile banking app for your account.

Top-Girokonto

norisbank

Free account management possible

Cashless payment worldwide

Free mobile banking app

more

0.00 €

Monthly fee from

0.00 €

Monthly fee from

12.35 %

Overdraft interest p.a.

12.35 %

Overdraft interest p.a.